What makes CRN different than other debt settlement companies? – Devon
I am researching debt settlement companies. Your home page says you are unique and different. Please provide more details about what sets you apart from other people I have talked with.
What makes CRN different than other debt settlement companies?
—Devon
Consumer Recovery Network has been the lowest cost and most recommendable debt settlement service provider available to consumers since 2006.
Why?
Our Unique business model and attitude toward assisting people are the primary reasons.
CRN brought to the debt relief industry the first hybrid business model of its kind. To my knowledge, we are still the only company providing this model. This hybrid consists of the two most recognized best practices when helping people through a debt settlement approach to their debt. We combined:
Do-It-Yourself (DIY) debt settlement with ongoing unlimited support as a product
AND:
Full debt settlement services charging only 15% of savings when we bring you a deal you agree to and can fund.
Some of our members recognize they can negotiate settlements with their creditors given some foundational knowledge and support. CRN members utilizing the ongoing support can compare deals they are getting with the best available at that moment and also tap into our ability to guide them through the sometimes inevitable curves and bumps that appear on the debt settlement road. They also see the unmistakable value in having us there to take over negotiations if they hit a wall with a particular account.
HOWEVER:
The majority of our members, at least initially, choose CRN because we only charge a fee, when we are doing the settlement work, AFTER we are done and they like the results. Our 15% contingency fee for full debt settlement services is the lowest available. We also apply a full credit of all of the initial DIY product/membership costs as an offset to any success fee we may later earn. That is about as fair as you can possibly be right? Not quite. Depending on the state you live in, we ask you to voluntarily donate the 15% contingency fees to a worthy cause local to you, when you are back on firm financial ground. Even when we do collect the 15% of savings fee, we can set that up on a monthly payment with our members because there are usually other creditors that need attention next.
People who join CRN with the initial expectation they want us to do the settlement work are rarely prepared for how thorough our educational materials and one on one coaching are. They come to us prepared to pay us 15% of the savings we procure for them and are happy that they found us. They are pleasantly surprised by the tools, support and encouragement we provide in order to get a deal on their own, so that we don’t have to charge any % of savings. It’s not that we don’t want to, or are unprepared to do the settlements for them, we are. We do it every day. We certainly don’t mind the fact that we earn more when we do the creditor negotiations and get everything documented. We just know that you deserve the right to know what we know, and to be given an opportunity to save a bundle in fees.
We are here to help you get out of debt as fast as you can and to reach financial health and freedom quickly. Having the lowest possible fees in the industry is how we deliver.
We know our hybrid model is the best way to help someone get out of debt when negotiating reduced balance pay offs with their creditors. Now you know it too.
Here is a brief summary of our attitude when working with our members. As you can see, it makes all the difference:
- Put our members first
- Our members creditors second
- CRN bats third
We were the last ones invited to the party and should not be so rude as to cut to the front of the line.
CRN has really had no competition since we opened our doors, but we have remained relatively obscure because we do no advertising and do not pay obscene affiliate or sales commissions (we have no sales staff). We have also been drowned out by the companies who spend massive amounts of money to get in front of consumers. Often enough, those companies who go to the expense of getting their message out through costly advertising are the worst to hire because they pass the cost of advertising on to you in the form of higher fees. Higher fees prolong and can all too often prevent your success!
Here is where you may be at:
You want access to professionals and expert assistance. There are oh so many people, websites and commercials saying “call us”, “fill out this form online” “we can help you”. Some will certainly help you; others are more concerned with helping themselves. How can you tell the difference? Unfortunately, you may not be able to until it’s too late. One thing for certain, now that you know how we operate and the fair costs and fees we charge, and once you research our reputation; Choosing any other company to assist you with debt settlement should prove unwise.
If you would like to learn more about how negotiations with your creditors works, more about how CRN works, or detail about whether you should even consider debt settlement as an option:
Fill out the consultation request form and a CRN specialist will get in touch with you.
Here is to your success in securing your financial future!
Michael Bovee – CRN President












1:24 am
If i am in the process of being sued (by 2 creditors cap 1 and citi), can you still help me and negotiate with them considering they represent the OC?
All the other debts are with CA.
Thanks
1:44 am
Hi Joe,
At this point we can help you explore your options and next best step.
We do assist people who have reached advanced stages of collection like you have. The critical thing for you will be access to funding for settlement and/or payment terms that will now be higher than would have been the case prior to litigation.
When did you last pay on these accounts?
What amount of funds do you have to apply to any settlement at this time or that can be realistically available to you in the very near future?
Who are your other creditors and balances?
These are some of the questions that can be covered if you would like to discuss the situation with a CRN specialist so that we can weigh in on what we can do or suggest you do.
You can click the consult tab in the top navigation of this page and submit the form once complete. A specialist will be in touch within 24 hours to assist you. You can also call direct: 800-939-8357 ext 3. for scheduling. It is after hours at the time I am posting, but leave a message with the number and best time to reach you and you will get a return call.
We look forward to assisting you further.