Comenity Bank will work with you to lower your interest rates in certain situations. I also walk through my approach to settling with them for less than what you owe, the likelihood of them sending you to an attorney for collection, credit reporting policies and more. SHARE THIS VIDEO: https://youtu.be/RZVTQIClH3g SEE RELATED VIDEOS: When to […]

You typically hear from FMA Alliance trying to collect from you after falling significantly behind on a bill. Once you are this late with a creditor it will make more sense to settle the account for as best a savings as possible rather than arranging to pay it in full. I cover how to prioritize […]

Learn how and when to reach a good settlement outcome with Credit Control. Understand key things to consider about settling based on the lender or bank that sent you to Credit Control for collection. I provide insights into Credit Control on your credit reports, risks of being sued, and more. SHARE THIS VIDEO: https://youtu.be/H-pGXKXeC4c SEE […]

I typically find Northstar Location Services to be one of the simpler collection agencies to negotiate a settlement with. How low they go, and how long they will allow payments on your settlement is a bit of a moving target. I cover things to think through in this video. I cover Northstar Location credit reporting, […]

Settling your Wells Fargo credit card, personal loan or business debt is straight forward enough. The negotiated outcomes can vary depending on how late you are with payments and how collectable they view you. I cover getting Wells Fargo to lower your interest rates in this video as well as elements that could make you […]

This updated video about settling your American Express credit cards and loans covers some of the changes we have seen AMEX make in the last few years. Amex accounts are a little more negotiable than in years past. Also new and noteworthy in this video is how to get your interest rates reduced with American […]

In this video I cover lower interest payment plans and updates for how to settle with Citibank and the collection agency or debt buyer that may get your account. There are certain cautions you need to be aware of with Citibank too. Much of what is covered in this video is going to apply to […]

What are your options when you are unable to keep current with your credit card or loans with Bank of America? I cover all the updates for lower interest payment plans and settling with Bank of America in this video. They are still one of the better banks out there when being flexible with their […]

Achieve Financial is a lending platform and not necessarily the source of the funds for the loan you received. It is often different banks that loan you the money through Achieve. That means settlement and payment options on your Achieve loan may not be completely in their control. I outline how to go about getting […]

Learn how badly people are impacted by debt validation scams. I outline how to tell if you are being contacted by a scammer, and how to tell the difference between the scams. Falling for debt resolution and validation scams is completely avoidable. Be sure to check out the other 2 Busting Myths videos in this […]