As mentioned in my introductory post, there are “outstanding credit card balance of $15,609.
There are those that pay down their cards each month, and are responsible in the way they use credit. If you are one of those people, then my kudos to you. But for the rest of us, change is in desperate need. Even those of you who are making your minimum payments every month may be in trouble. You just don’t know it yet.
Your perspective, needs, and lifestyle may be worlds away from mine, but you are here for a reason. Things might be stagnant (can’t save), getting tight and starting to fall behind, possibly unmanageable, or maybe it’s tough to figure in the cost of your future. So, maybe, just maybe, your perspective needs a reboot and your home needs a money jar.
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