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You are here: Home / Archives for Jeff Schwartz

Jeff Schwartz

House Poor in Canada

September 7, 2021 by Jeff Schwartz Leave a Comment

It’s a commonly-held belief that Canadians make it a priority to pay for shelter costs ahead of other household spending. Mortgage payments and utilities typically receive more attention than transportation, clothes, and entertainment. First things first: we need a roof over our heads, we need running water, and we need the lights to be on. […]

Filed Under: debt management, economy

How Low Interest is Affecting Canadians

September 7, 2021 by Jeff Schwartz Leave a Comment

Back in January 2015, the Bank of Canada made the surprising move of lowering the key interest rate from 1 per cent to .75 per cent, shocking those who thought a rise was inevitable. But surprise factors like an oil price plunge forced the Bank’s hand, as they made the first adjustment to the key […]

Filed Under: banking practices, debt consolidation

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