Can I settle this Capital One judgment without going through all of this. Will you be able to help me

I was issued judgment by Capital One Bank and now I received a copy of the disposition of records subpoena that they sent to Navy Federal Credit Union where I have a car loan and one closed credit card because they want ed to get my ban and emplyment information.

Can I still settle this judgment without going through all of this. Will you be able to help me? Thanks..

—Maria

Hi Maria,

Settlements and or payment arrangements can be achieved for most debts, even judgments. The number one ingredient to making that happen is funds. Either a sufficient amount to settle now (possibly in near future), or enough discretionary income available each month to commit to a longer term payment arrangement.

The judgment does take some strategies off the table and you are certainly not working with time on your side.

I did see that you submitted your contact information and requested to speak with us. That request has been sent to a specialist who will connect with you to discuss some options in more detail.

About Michael Bovee

Michael started CRN in 2004 with a mission to provide people in need with detailed debt and credit help and education. Michael has participated as an expert panelist in federal consumer protection rule making, collaborated on state law changes governing debt consolidation, has worked as an expert witness in court matters related to the debt relief industry. He is available to speak with you about your financial struggle and helps people resolve their debt problems daily.