I cover your options for dealing with Happy Money and Payoff.com loans when you need a lower interest rate or to settle the loan for less than you owe.
Because these loans are typically funded by credit unions, you may sometimes have to be a little more strategic with your approach.
I have additional information in my article about resolving your loan with Happy Money here: consumerrecoverynetwork.com/resolve-happy-money-loan/
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Michael Bovee started CRN in 2004 with a mission to provide people in need with detailed credit and debt help. The DebtBytes Channel is an extension of the CRN blog, and is dedicated to finding the debt relief option or strategy that works best for you.
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