Dear Michael Bovee
I am interested in what you commented on us Bank credit card.
I would like to discuss finding any solution to dissolve my credit card debt of US bank brought up 3 years ago because of my wife’s medical issues.
My balance of US bank credit card is around $ 16160.00 that it has been over the credit limit 14400.00
I was already charged off on Nov. 2013. and then I contract every month payment $ 25.00 with US bank.
And then US bank recovered my account with the fixed amount. IT reported to 3 credit bureaus. So my credit report has a record account overflowed the credit limit.
Today I tried to deal with US bank for settlement. US Bank offered me 50% of the whole amount, $8000.00. as the amount of settlement I have to pay in 18 months. the manager did not give any lower amount less than the 8000.00.
But I can not pay every month $449.00.
what shall I do for solution of lot-of- decreased credit points?
Do you have an idea you can give me?
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