Prosper Loans can be settled for less than what you owe. In many situations, you can also get longer payment terms on your settlement.
Prosper is not great with offering long term lower monthly payments on the full balance payoff when you are hit with a financial hardship. That makes settling the loan one of the common outcomes, other than bankruptcy, when you cannot afford to make your monthly minimum payments.
There are several ways to go about negotiating Prosper loans that I cover in this video.
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Michael Bovee started CRN in 2004 with a mission to provide people in need with detailed credit and debt help. The DebtBytes Channel is an extension of the CRN blog, and is dedicated to finding the debt relief option or strategy that works best for you.
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