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You are here: Home / Archives for consumer rights

consumer rights

Debt Settlement In Illinois – New Laws – Fair Fees

August 8, 2017 by Michael Bovee Leave a Comment

Last Thursday saw the anticipated signing of new laws governing debt settlement operators in Illinois. Fee Caps of debt settlement and professional credit card debt negotiations. This came on the heels of federal rules announced the prior week that are designed to curb consumer abuse at a national level. Illinois went further than the FTC […]

Filed Under: consumer rights, debt settlement

Debt Settlement Industry On The Verge

July 28, 2021 by Michael Bovee 1 Comment

Due to business practices that have been deemed unfair and abusive used by many companies offering debt relief services (primarily debt settlement), new federal laws will come in to play that take aim at what are recognized as some of the worst practices. Those companies and industry associations that are most affected by the rules […]

Filed Under: consumer rights, debt settlement

You can Survive Debt!

August 8, 2017 by Michael Bovee Leave a Comment

In the debt relief industry, finding a reliable and affordable source of comprehensive information about all of your options that is unbiased and not motivated by selling you something is becoming increasingly difficult to find. This post is about “talking someone else’s book”! In its seventh printing no less! The #1 resource I could possibly […]

Filed Under: consumer rights, economy

Credit Card Interest Rate Reduction Robo Calls a Scam

August 8, 2017 by Michael Bovee Leave a Comment

The FTC announced this week that it had filed lawsuits against three companies: Economic Relief Technologies LLC, Dynamic Financial Group (U.S.A.) Inc., and JPM Accelerated Services, https://www.ftc.gov/opa/2009/12/robocall.shtm. The lawsuits, which were filed in Florida, Georgia and Illinois, allege that the companies have been marketing worthless credit card interest rate reduction programs to consumers via automated […]

Filed Under: consumer rights

Debt Collection Laws and Much Needed Change

September 30, 2021 by Michael Bovee Leave a Comment

Outdated Debt Collection Practices

If you are old enough, think back to how you communicated with others back in 1977, the year that the federal Fair Debt Collection Practices Act was written, which is the primary law protecting consumers from abusive debt collectors. You called people using a landlines, wrote letters or met face to face. There was no […]

Filed Under: consumer rights, debt collection

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