One morning I switched my phone into Do Not Disturb mode, and kept it that way for two years. At that point I had many unheard voicemails. I’d stopped listening to them because they all said the same thing: I owed money. Six months earlier, I lost my job and emptied my savings to make […]
debt settlement
Debt Settlement Success Often Depends On This One Priority
I often say that there are only 2 main ingredients to debt settlement success. Those are resources and timing. Resources means money you have to pay a settlement. Timing means your account is past due enough to get a good deal. But it is how these two ingredients combine that allows you to prioritize each […]
Struggling To Repay Your OnDeck Capital Business Loan?
OnDeck Capital has traditionally provided small business loans to companies that major banks would not lend to. The loans through OnDeck range in size, but can reach up to $250,000. If you are having a tough time with your business and have reached the point where you must think through which bills and vendors are […]
Comenity Credit Cards Can Be Settled For Less
Comenity Bank is mostly known for servicing credit cards for stores and other outlets, not for their own branded cards, or retail bank locations. As you will see from the list below, they are the bank behind more than 100 other companies. Your options for dealing with credit cards serviced by Comenity will often mirror […]
Funding Circle Small Business Loan Problems and Solutions
Funding Circle is an online loan platform marketing and servicing loans to small businesses. They provide a more unique loan experience to help you with your financing needs than a regular brick and mortar bank. You may have taken out a business line of credit through Funding Circle, or a term loan. You can also […]
How To Deal With Resurgent Capital and LVNV Funding
Both Resurgent Capital Services and LVNV Funding are part of the Sherman Financial Group based in South Carolina. I have been helping people resolve debt with this debt buyer and collection agency for many years. If you are dealing with this company, as far as debt buyers go, it could be worse! LVNV Funding and […]
What to do if Your GreenSky Loan Becomes a Problem
GreensSky loans are primarily unsecured, and made for home improvements. The loan amounts can reach above fifty thousand dollars. How much your monthly payment is will depend on the amount of your loan, and the interest rate applied. The larger the loan, the harder it can be to keep current with the payments. When financial […]
Coping with Freedom Plus Loans When You Cannot Keep Up Payments
Freedom Plus loans can range from about ten to forty thousand dollars. The interest rates can vary depending on your qualifications when you get approved for the loan. This can make for hefty monthly payments, and can also mean some of us are one unexpected expense away from not being able to make our Freedom […]
Solve Loan Builder and Swift Financial Payments Affordably
Loan Builder is a business lender offering loans through PayPal that are serviced by Swift Financial. They offer competitive loans and rates like brick-and-mortar banks do. They are a good option to consider while you are implementing your business plan. I regularly see Loan Builder offers and would put them in the mix of lenders […]
Portfolio Recovery Associates LLC and Solving Your Debt
Portfolio Recovery Associates LLC is one of the largest debt buyers in the country, and one of few publicly traded in the United States. Like many of the largest debt buyers in the US, PRA buys up unpaid collection accounts, mostly tied to credit cards, from Citibank, Synchrony, Comenity, US Bank, and more. Portfolio Recovery […]