Happy Money (Payoff.com) is a technology lending platform much like an Upstart or an Upgrade. A huge difference with Happy Money is that the money behind the loans comes from credit unions. This is not necessarily a bad thing. Some would see it as a good thing. The reason I have to point this out […]
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Tools To Help You Reduce Your Debt With Citizens Bank
Citizens Bank offers unsecured personal loans and credit cards. They also offer lines of credit and cards to businesses. They are a medium size bank that you will only find in certain states. If you are in the midst of a financial setback, Citizens bank does have tools available to assist you. In this article […]
Role Reversal: Ways to Care for Financially Unstable Parents (part 2)
In the previous article in this series, I talk about some preliminary questions to ask yourself before you decide to help your parents financially. Stepping into a caretaking role for your once-caretakers can be daunting, demoralizing, and trigger a lot of resentment. I know because I’ve been there, and I’d encourage anyone in the same […]
Debt Settlement Success Often Depends On This One Priority
I often say that there are only 2 main ingredients to debt settlement success. Those are resources and timing. Resources means money you have to pay a settlement. Timing means your account is past due enough to get a good deal. But it is how these two ingredients combine that allows you to prioritize each […]