Do you help consolidate and pay monthly bills or negotiate and pay settlements?

I can interpret your question as asking if we help consolidate your bills into a single monthly payment, or help you save up each month to build enough savings to negotiate and then pay settlements.

• Does CRN consolidate bills and then make monthly payments to your creditors on your behalf?

No. That would describe a debt consolidation plan offered by Consumer Credit Counseling firms. If that is what you are searching for, I would recommend you call and speak to a credit counselor for a free consult at (888) 317-8770.

• Does CRN set up an account for you with a third party like Noteworld or Global Client Solutions where you deposit a set monthly payment in order to later fund settlement offers?

No. CRN does not utilize third party escrow accounts. These types of accounts are used by the majority of settlement companies  as a means to:

• Assist you in saving each month.
• Extract their fees.

Utilizing accounts like these are not a bad thing. Any upfront fees that are extracted by some debt settlement companies you might hire are.

I will be better able to assist you further if you could tell me whether you are looking to consolidate your bills into one monthly payment, or looking to negotiate payoffs for less then the full balance owed.

You can get full service debt settlement help through some of the professionals in the network. Fees for that service are charged on a contingency basis after you know the results, that you then accept and fund from your own bank account. The fee is 15% of what you save.

You are welcome to complete a consultation request or call 800-939-8357 and choose option 2 to schedule a time to speak with a debt settlement expert.

Here is good article that compares monthly bill consolidation with settling for less.

Anyone with questions or concerns for comparing these two methods for dealing with problem debts is welcome to post int he comments below for feedback.