Welcome to the free online debt relief program published by CRN. Our information system is designed to deliver detailed debt relief tips and tools, and the ongoing support you will need, when you are dealing with problem debt, like credit card bills. Once you have completely reviewed all of the CRN foundational debt relief program you will be well equipped to make decisions about how to deal with your current financial struggles, and to step on to the debt solution path that is right for you.
Our Mission:
To inform and educate consumers and professionals about debt relief tools and options utilizing the past and present experience of knowledgeable debt and credit advisers. This, combined with the power of a social network solution, is how people help people.
Ways to participate and get debt relief help.
The CRN debt relief program is delivered through this web site. This basic education is broken down into sections and categories. The core debt relief education is supplemented by special reports that cover specific topics and actions in more detail. We also publish continuing articles that can supplement our static pages through the CRN blog, and with videos that are published through the debtbytes YouTube channel.
The people-helping-people part of the CRN debt relief program was originally designed for implementation through a reader forum. That turned out to be a spam magnet. We may later set up a forum like structure for readers to help and learn from each other. For now, we can all interact with questions, comments, experiences, and feedback using the comment section that is open and available to all on virtually every page of this website. Knowledgeable CRN specialists interact with our readers, other debt and credit professionals, and the public throughout the site comments.
Open access and participation to CRN’s free online Debt Relief Program:
Anyone can access and participate in the published portions of our debt relief program. We offer it freely to the public. You will gain a tremendous amount of knowledge and detail about how to resolve your debt and credit challenges. Everyone is invited and welcome to participate in any section of the CRN site.
We do provide a fair and affordable paid membership where you get one on one support and direct professional debt relief program guidance and services with an unconditional guarantee. You can learn more about the benefits of becoming a CRN member here.
Paid membership IS NOT REQUIRED for you to benefit from our online debt relief program. In fact, you can get feedback from us free just by participating in the comments of the different debt relief program sections and articles you will read. You will get dedicated and honest feedback without the cost of enrolling as a CRN member. We offer a paid membership to those who want one on one access to a professional for ongoing guidance, and to those who want or need professional debt relief services.
Get Informed and Get Credit Card Debt Relief:
There is no one-size-fits-all solution when it comes to debt relief. There are tools and strategies that will fit your situation that will not work for someone else. There may be creative ways to deal with your personal financial situation that can involve more than one strategy covered in our debt relief program education. The idea behind our online system is for us to work together with you to assist you in achieving affordable debt relief results. Publishing our debt relief program for all to review and openly participate in helps us to fulfill the mission we started out with back in 2004.
Whether you enroll in our debt relief program as a CRN member, or are here to utilize the free education tools and resources, we look forward to assisting you in achieving debt relief and giving you a head start toward financial health.
You can click on any of the navigation menu under the page header (under the CRN logo up top) to skip to a debt relief category, or move through the debt relief program in the order we set it up (much like a debt relief book where each page is a chapter), by clicking the link at the bottom of each article, such as now:
Proceed to the Debt Relief Program Getting Started Page.








I have one public record already placed on my record by Hunt & Manriquez for roughly 3500.00. They just served me for a different account for 1200.00. I want to take care of this one before the judgement is won by default but after reading some information online I am now concerned about the first public record. How should I go about setting up an arrangement with account that was already been placed as a public record? I have read many articles on the internet about this specific company not being on the up and up when making an arrangement with them. I am worried because I want to take care of it but am barely making it as it now. Please help!
Heidi – Some of the information you need to read and consider when seeking debt relief from an existing judgment, or when settling when be sued can be found here:
Settle an existing credit card judgment
Settle when being sued
There is enough information on the 2 pages linked above to allow you to start to formulate your plan. If you have specific questions after reading each page, post them in the comments sections for feedback.
If you are looking for something like one on one assistance and a more formal debt relief program with professional help just call into us for a no cost consultation in order learn what makes the most sense for you with all that you have going on: 800-939-8357 ext. 3