A site reader recently wrote in to ask about dealing with a large debt collection agency by the name of Radius Global Solutions, who they are, and whether to settle a debt with them. The submitted questions are great, and as is the case with much of the site, I publish the exchange so others […]
debt settlement
Credit One Bank Debt Settlement and Payment Plans
If you find yourself unable to keep up with bills, and you get to the point where your payments with Credit One Bank are going to be late, it may be time to look into your options. Credit One is closer to the sub prime credit card category. They are a great option for rebuilding […]
Resolving Debt with Synchrony Bank
Many branded store, and specialty credit cards, are serviced by Synchrony Bank. If you are wondering whether you card is serviced by Synchrony, I provide a list of known businesses that use them below. As you can see, Synchrony is not just about its flagship relationships like Amazon, and Care Credit. They do a ton […]
Get Out of Debt Before it Gets Out of Control
If you’ve already read my first article, 5 Steps to Get Out of Financial Purgatory, you know that we’ve reached step #3 on the list. And, although, I am definitely not an expert on getting out of debt, life has taught me that you can’t wish it away or bury your head in the sand. […]
Debt Help Hotline
Having worked in the debt and credit relief industry for as long as I have has helped me to form relationships with other like minded professionals. There are some truly awesome people out there making the world a better place for consumers. Some are dedicated to publishing educational tools and helpful debt guides. Others are […]
How Much Can I Expect To Save Settling Debt With My Bank?
If you have read through the previous 7 articles in my settling debt series (linked below), you should now be prepared to settle debt on your own, but with what expectations? How much should you expect to save, percentage-wise, on your settlement, and how will your bank respond? These are great questions, and the reason […]
How to Negotiate Credit Card Debt Successfully Yourself
If you’ve been following the early tips I suggest for how to prepare to negotiate and settle directly with your credit card bank, you are already aware that most of the heavy lifting of the settlement process will be when you are between 150 and 180 days late on your credit card. If you have […]
How to Talk to a Debt or Bill Collector
In the previous article, I left off with the fact that you will get a ton of collection calls from your credit card bank once you miss a payment. Credit card bill collector calls are just part of the process. You know collection calls are going to occur, so you may as well roll with […]
How Bankruptcy, Payment Plans, and Debt Settlement Affects Your Credit
A common concern you may have when searching for the best way to get out of overwhelming debt is how it affects your credit score. What follows will help you understand credit score impacts that relate to the most common and legitimate debt solutions. This page will also help to dispel some myths that get […]
Why Settling Credit Card Debt is Like Running a Race
I know that last article about the types of accounts to consider settling (if you have the luxury of choosing) was a lot to digest , but it’s a vital step in the settlement process. Settling credit card debt for less than what you owe is not rocket science, but there is a formula to […]